Housing Counselor – Foreclosure Prevention

The HUD Housing Counselor is responsible for coordinating and implementing housing counseling programs that provide information and guidance through individual counseling that supports participants in developing solutions to their housing goals, as renters or future homebuyers. Responsibilities include assessing participant barriers and financial circumstances, developing a budget, reviewing credit history, creating an action plan, advocating on behalf of the participants, and developing relationships with lenders.

Primary Responsibilities:

Must achieve the HUD Housing Counselor Certification within the first 75 days of employment.
Must obtain homebuyer education and homebuyer counseling certification within the agreed upon time frame.
Excellent written and oral communications skills. Ability to listen and communicate in a clear and logical manner.
Provide high quality housing counseling services, adhering to the local and national HUD Housing Counseling Program Standards.
Conduct comprehensive financial assessments to determine barriers to achieving housing goals.
Develop Action Plans that identify goals and objectives to meet housing goals.
Provide financial coaching for budgeting, credit building/repair, debt repayment, savings, and general financial management.
Provide ongoing support as participant’s progress towards reaching their housing goals, maintain open and regular communication.
Ability to compile data and prepare various monthly, quarterly and annual reports.
Ability to negotiate solutions with mortgage lenders, loan servicers and real estate agents.
Excellent problem solving, analytical skills and ability to exercise independent judgment and initiative.
Ability to perform and meet goals within established timelines and deadlines.
Demonstrated ability to work cooperatively in a team environment for problem-solving and resolution of customer issues.
A valid driver’s license and reliable transportation.